Accept UPI payments for your digital products in minutes.
No Razorpay account setup. No payment gateway integration. No code. Just upload your product, share your link, and buyers pay via UPI - delivery is automatic.
Start accepting UPI payments free →Free to join · No credit card needed
Why accepting UPI payments for digital products is harder than it should be
Setting up Razorpay or Cashfree directly requires business registration, KYC, and developer work.
Accepting UPI manually via QR code means you have to verify every payment and send files yourself.
International platforms like Gumroad and Paddle don't support UPI at all.
Building a checkout page with UPI support from scratch takes weeks and costs money.
Every manual sale costs you 5–10 minutes of time - unscalable as you grow.
Kreato gives you UPI payments with zero setup
UPI, card, and net banking payments via Razorpay - pre-integrated.
No business registration needed to start selling.
Upload your product, set your price, and you have a working UPI checkout in minutes.
Automatic file delivery on payment - no manual verification.
GST invoice auto-generated for every UPI payment received.
Weekly payouts to your Indian bank account.
UPI payments
INR pricing
Instant delivery
Creator storefront
Easy sharing
GST invoices
How it works
Create your free storefront
Sign up in 60 seconds. No business registration, no Razorpay KYC needed to start.
Upload your product
Upload any digital file. Set your price in ₹. Publish - your UPI checkout is live.
Share your link
Share your product link on Instagram, LinkedIn, WhatsApp, or wherever your audience is.
Buyer pays via UPI
They scan, pay, and get the download link instantly. You get notified. Money in your bank on Friday.
Frequently asked questions
How can I accept UPI payments for digital products?
Sign up on Kreato, upload your digital product, and set a price in ₹. Your product page has a built-in UPI checkout powered by Razorpay. No setup, no code, no business registration needed to start.
Do I need a Razorpay account to accept UPI on Kreato?
No. Kreato has Razorpay integrated. You just need to add your bank account details to receive payouts. You don't need your own Razorpay account.
Which UPI apps can buyers use to pay?
Buyers can pay via GPay, PhonePe, Paytm, BHIM, or any UPI-enabled app. They can also pay by card or net banking.
Is file delivery automatic after UPI payment?
Yes. The moment a UPI payment is confirmed, Kreato automatically delivers the download link to the buyer on screen and via email. You don't do anything manually.
Can I use Kreato without a business registration?
Yes. Individual creators can sell on Kreato without a company or business registration. You just need a valid Indian bank account for payouts.
How long does it take to start accepting UPI payments on Kreato?
Under 10 minutes. Sign up, upload your product, add your bank details, and share your link. Your first UPI payment can come in the same day.
What percentage does Kreato take from UPI payments?
0% on your first ₹5,000 in sales. After that, a flat 10% platform fee. Razorpay payment processing fees are absorbed by Kreato on the first ₹5,000, then standard rates apply.
Start accepting UPI payments for your products
Free to join. Your UPI checkout goes live in under 10 minutes.
Create your free storefront →No credit card · Setup in 10 minutes