Terms of Service

1. Acceptance

By creating an account or making a purchase on kreato.in, you agree to these Terms of Service. If you do not agree, do not use the platform.

2. The platform

Kreato is a marketplace that connects digital asset creators with buyers. Kreato Internet Pvt. Ltd. is not the seller of the assets — creators are the sellers. Kreato facilitates discovery, payment, and delivery.

3. Creator accounts

• You must be at least 18 years old to create a creator account
• You must provide accurate bank and tax details for payouts
• You are responsible for the accuracy of your asset descriptions and pricing
• You retain full ownership of the digital assets you upload
• By listing an asset, you grant Kreato a non-exclusive licence to display and deliver it to buyers
• You must not list content that is plagiarised, pornographic, illegal, or violates third-party intellectual property

4. Platform fees

Kreato charges a platform fee on each sale:

• 0% fee on your first ₹5,000 in cumulative gross sales
• 10% fee on all sales thereafter
• Payment processing fees (~2%) are absorbed by Kreato and not charged to creators
• TDS at 1% under Section 194O may be deducted once your annual gross sales exceed ₹5,00,000

5. Payouts

Creator earnings are paid out weekly to the registered bank account. Kreato reserves the right to delay payouts in cases of suspected fraud or disputes. Payouts require a valid bank account and PAN on file.

6. Buyer purchases

• All purchases are for personal or commercial use as specified by the creator's listed license
• Download links are valid for 3 downloads and expire thereafter
• Buyers receive a GST-compliant invoice via email for every purchase
• Kreato is not responsible for the quality, accuracy, or fitness of assets sold by creators

7. Prohibited conduct

• Uploading content you do not own or have rights to sell
• Attempting to circumvent the platform fee
• Sharing download links or reselling purchased assets without the creator's extended licence
• Fraudulent transactions or chargebacks
• Impersonating other creators or misrepresenting your identity

8. Termination

Kreato may suspend or terminate accounts that violate these terms, at our discretion. Pending earnings at time of termination will be paid out after a 30-day review period, unless the account was terminated for fraud.

9. Limitation of liability

Kreato is not liable for any indirect, incidental, or consequential damages arising from use of the platform. Our total liability is limited to the platform fees earned from your account in the 3 months prior to the claim.

10. Governing law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, Karnataka.

11. Contact

For questions about these terms, email us at hello@kreato.in.