Gumroad doesn't support UPI. Kreato does.
Sell your digital products to an Indian audience with UPI payments, INR pricing, and automatic GST invoices. Everything Gumroad doesn't do for India - built into Kreato from day one.
Switch to Kreato free →Free to join · No credit card needed
Why Gumroad doesn't work well for Indian creators
Gumroad doesn't support UPI - Indian buyers have to use cards or PayPal, which most don't.
Prices are in USD. Indian buyers see a conversion rate and abandon checkout.
Payouts come in USD via PayPal or Stripe - which adds conversion fees and delays.
No GST invoice support - you can't issue proper invoices to Indian buyers or businesses.
High transaction fees on top of payment processing costs eat into your already thin margins.
Gumroad vs Kreato, for an Indian creator
Manual way
With Kreato
USD pricing confuses Indian buyers
Native ₹ pricing, no conversion
No UPI - cards and PayPal only
UPI, cards and net banking built in
No GST invoice support
GST invoice auto-generated every sale
~10% fee plus payment processing
Flat 5% fee, nothing else
Kreato is built for the Indian creator economy
UPI payments via Razorpay - GPay, PhonePe, Paytm, any UPI ID.
Price your products in ₹ - no USD, no conversion confusion.
GST-compliant invoice auto-generated for every sale.
Payouts directly to your Indian bank account every week.
Simple storefront at kreato.co.in/yourname - no setup friction.
Flat 5% platform fee per sale.
What creators are selling on Kreato
Instagram Templates
Resume Templates
Notion Templates
React Boilerplates
Excel Sheets
AI Prompts
UPI payments
INR pricing
Instant delivery
Creator storefront
Easy sharing
GST invoices
You built something worth paying for.
Don't let a foreign checkout page turn away Indian buyers.
List it once. Share one link.
Get paid every time - in rupees, the same day.
Switching from Gumroad takes under 10 minutes
Create your Kreato storefront
Sign up, pick your handle, and your storefront goes live at kreato.co.in/yourname instantly.
Upload your existing products
Upload the same files you sell on Gumroad. Set prices in ₹. Publish.
Share your new link
Update your Instagram bio, YouTube description, and WhatsApp to point to your Kreato link.
Get paid in ₹
Buyers pay via UPI or card. Files delivered instantly. Earnings in your bank account every week.
Gumroad vs Kreato - the full picture for Indian creators
Where Gumroad actually falls short for India
Gumroad is a solid platform for a US or EU-facing audience, but three things consistently break for Indian creators: no UPI support (the payment method the vast majority of Indian buyers actually use), USD-only pricing that requires buyers to think in a foreign currency and often triggers international transaction fees on their card, and zero GST invoice support - meaning creators selling to Indian businesses or professionals can't issue a compliant bill.
The practical effect shows up as checkout abandonment: a buyer who's ready to pay via GPay or PhonePe simply can't on Gumroad, and many won't bother switching to a card just to complete the purchase.
How much does it actually cost - Gumroad vs Kreato
Gumroad charges roughly 10% per transaction (higher for creators not on a Gumroad Pro-equivalent plan), plus additional payment processing costs baked into that. Kreato charges a flat 5% per sale, with no monthly subscription and no extra processing fee on top - the number you see is the number you pay.
On a ₹500 sale: Gumroad-style fees land around ₹50+ before currency conversion costs; Kreato's fee is ₹25 flat. At volume, that difference compounds significantly over a year of sales.
Migrating from Gumroad to Kreato
Migration is mostly a re-upload, not a rebuild. Download your existing product files from your Gumroad dashboard, create your Kreato storefront (takes under a minute to pick a handle), and re-upload each product with its price set in ₹ instead of USD.
The one thing to plan for: any links you've already shared publicly (Instagram bio, YouTube descriptions, old social posts) point to your Gumroad page, so update your bio link first, then work backward through recent posts pointing people to the new Kreato link.
What creators are actually switching for
The most common categories moving from Gumroad to Kreato are exactly the ones where Indian audience share is highest relative to global reach: Notion templates, Canva templates, Excel/finance trackers, Figma UI kits, and code/dev tools sold primarily through Indian creator audiences on Instagram, LinkedIn and Twitter.
Creators with a meaningfully international audience (majority non-Indian buyers) often keep Gumroad running alongside Kreato rather than switching entirely - Kreato is built specifically to convert Indian UPI-first buyers, not to replace a global payment stack.
Frequently asked questions
What is the best Gumroad alternative for India?
Kreato is the best Gumroad alternative for Indian creators. It supports UPI payments, INR pricing, automatic GST invoices, and direct Indian bank payouts - everything Gumroad doesn't do for India.
Does Kreato support UPI payments?
Yes. Kreato supports UPI (GPay, PhonePe, Paytm, any UPI ID), credit/debit cards, and net banking via Razorpay.
Can I migrate my Gumroad products to Kreato?
Yes. Download your files from Gumroad and re-upload them to Kreato. Setup takes under 10 minutes. You'll need to update your shared links, but the products themselves migrate easily.
Does Kreato support GST invoices?
Yes. Kreato auto-generates a GST-compliant invoice for every sale and emails it to the buyer. You don't need your own GST registration to sell.
How do Kreato payouts work?
Your earnings are transferred to your registered Indian bank account every week. No PayPal, no USD conversion, no delays.
What does Kreato charge compared to Gumroad?
Kreato charges a flat 5% per sale — half of Gumroad's 10%. There's no monthly subscription, no free tier gimmick, just one simple rate from your first rupee.
Can I use Kreato without a website?
Yes. Kreato gives you a storefront at kreato.co.in/yourname. No website, no coding, no hosting needed.
Switch from Gumroad to Kreato today
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