The Indian Freelancer & Salaried 3-in-1 Finance Hub: Automated 44ADA Tax, Expense & SIP Tracker

Stop managing your income, taxes, and investments across 5 random notes and blank spreadsheets.

For Indian freelancers, consultants, and creators, understanding Section 44ADA is a superpower: declare 50% of your gross billings as profit, paying zero tax on up to ₹24 Lakhs of gross revenue when combined with the New Tax Regime.

This automated 3-in-1 Google Sheets & Excel workbook handles the math for you: track domestic & international income, automate your 44ADA advance tax liabilities, log expenses, and project your SIP wealth compounding.

What's Inside the Workbook:

• Executive Financial Dashboard: Real-time visual overview of your gross revenue, real expenses vs presumptive profit, net savings rate, and upcoming tax liabilities.
• Multi-Currency Income Register: Track domestic UPI/NEFT and overseas USD/EUR client payouts, calculate TDS credits (194J/194C), and verify your 95% digital compliance for the ₹75 Lakh gross receipts threshold.
• Automated Section 44ADA Tax Engine: Pre-coded formulas calculating presumptive taxable income, New Tax Regime slabs, Section 87A rebate rules, and single-installment March 15 Advance Tax calculations.
• Categorized Expense Tracker: Auto-summing breakdown for SaaS subscriptions, hardware depreciation, workspace rent, and personal burn to audit your actual profit margins.
• SIP & Emergency Fund Wealth Planner: Interactive compound interest wealth projection formulas (FV) and a 6-month safety net runway tracker.

Compatibility:

• Microsoft Excel (2016, 2019, 2021, Office 365)
• Google Sheets (1-click upload & convert)
• Works natively on Mac & Windows

Instant .xlsx download via UPI checkout below.